Who is responsible for damages and injuries after an Uber or Lyft accident in Florida?

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Jason Neufeld - Personal Injury - General - Super Lawyers

Answered by: Jason Neufeld

Located in Aventura, FLNeufeld, Kleinberg & Pinkiert PA

Aventura, FL
Phone: 786-681-1549
Fax: 305-931-7848

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Since Uber and Lyft have become such common modes of transportation in Florida and throughout the country, accidents involving these ridesharing programs have increased as well. It is important to know that if you are injured in an accident while you are a passenger in an Uber or Lyft vehicle, you are rarely responsible for paying your own damages and medical expenses.

Lyft Or Uber Accidents Caused By Other Drivers

When an accident is caused by another driver while you are in an Uber or Lyft vehicle, you should not be responsible for your own medical bills. You have a few avenues for seeking damages:

  • Uber/Lyft: Uber and Lyft carry top-of-the-line insurance policies that cover passengers involved in crashes. If you are injured, you are covered by their policies. The coverage limits are extremely high, (upwards of $1 million) and in nearly all cases, your bills would be completely covered. Our firm can discuss more details with you about how first we would go about demanding that the at-fault driver’s insurance company pay your medical bills. If the other driver did not have sufficient insurance (or was driving without insurance) we would next seek compensation from Lyft or Uber to pay for your current, and future, medical bills.

  • No fault/PIP: If you own a car in Florida (or live with a family member that drives a car), you most likely have personal injury protection (PIP) automobile insurance (this is also referred to as “no-fault” car insurance. This policy provides for 80 percent of your medical bills up to $10,000 (with some restrictions). We would seek the 20% left over, and any amount over $10,000 by bringing an insurance claim against the at-fault insurance company and then bringing a Lyft or Uber car accident injury claim.

  • The other driver: While this is rare, you may be able to seek damages from the driver of the vehicle who negligently crashed into your Uber/Lyft vehicle. In most cases, however, you would be covered by Uber/Lyft’s policy and would not need to take the time to go through this to recover the compensation you deserve for your losses.

Accidents Caused By Your Lyft Or Uber Driver

Even though Uber/Lyft drivers must be careful and most have fine driving records, they are human. Sometimes they make mistakes, like everyone else. If your Uber or Lyft driver was at fault for the accident, as happens sometimes, the Uber/Lyft business insurance policy discussed above would still cover your losses and damages.

In the situation where your Lyft or Uber driver causes the car accident, we would still have to go through your PIP / no-fault insurance first (as is required under Florida law, if you have PIP coverage). We would then seek all remaining car accident related medical bills (and future medical bills), as well as all other Lyft/Uber car accident damages you may be entitled to – such as lost wages, pain and suffering, etc – from Uber or Lyft (up to their $1,000,000.00 in available coverage).

Injured By An Uber/Lyft Car While Not In Service

Since Uber/Lyft vehicles are owned by the drivers and driven for their personal use, sometimes accidents happen while they are not being driven “on the clock” as Uber or Lyft vehicles. When these accidents occur, the damages that result are not covered by the business policies. Any losses resulting from the driver’s negligence will be covered by the driver’s personal insurance policy. After their policies are exhausted, we would look to your own underinsured motorist coverage for compensation.

We recognize that which insurance pays, and when, is a complicated matter. Our uber car accident attorneys will be happy to explain how the process works, in greater detail, during a free consultation.

After An Uber Car Accident, Seek Medical Attention First

It is important that you seek medical attention first if you are injured in an accident. Even in a slow-speed crash or an accident that seems minor, serious injuries can occur. Only a medical professional can evaluate your condition and determine if any injuries have occurred, such as spinal cord injuries, traumatic brain injuries, concussions, broken bones and more. Once you have been evaluated, treated, released and/or given a treatment plan, seek out the help of a lawyer who has experience handling motor vehicle accidents involving Uber and Lyft accidents.

Since we have handled many of these types of cases, we pride ourselves on being one of the foremost authorities in Uber/Lyft accident cases. We work tirelessly to protect our clients and use our vast insight to ensure that their needs are met. Talk to us today to learn more about how we can help you get what you deserve for losses suffered in an accident that was entirely not your fault.

Disclaimer: The answer is intended to be for informational purposes only. It should not be relied on as legal advice, nor construed as a form of attorney-client relationship.

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