Question

Who pays my medical bills if I am injured in an accident in New York?

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Stephan H. Peskin - Personal Injury - General - Super Lawyers

Answered by: Stephan H. Peskin

Located in New York, NYTolmage, Peskin, Harris, Falick

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Answer

If you are injured in an auto (truck, bus) accident in New York, you may be covered by "no-fault" insurance.  If you are a driver and are involved in an accident with another vehicle, your medical bills will be paid by YOUR auto insurance company regardless of who is at fault. This is called no-fault insurance.

If you are a passenger in a vehicle, you, too, are covered by the no-fault insurance policy for the vehicle that you are a passenger in, regardless of who is at fault.

If you are a pedestrian, your medical bills will be covered by the no-fault insurance of the vehicle that struck you. Generally, the minimum no-fault insurance coverage will pay up to $50,000 for medical expenses, lost wages and certain other out-of-pocket expenses. Additional insurance may have been purchased, which will increase that amount. No-fault auto insurance is a very complex area of the law and you need the help of an experienced New York auto accident attorney to process the claim.  There is a very short window of time in which to file a claim, so act quickly.

If you are injured in an accidental fall, the only source to pay your medical costs would be your health insurance or public assistance.

If you are injured in the course of your employment, your medical bills will be paid for by your employer's workers' compensation insurance carrier.

Before you file a claim for payment of medicals bills as a result of an accident, consult with an attorney.

If you have been injured in a car accident, contact a personal injury attorney, today, to discuss your legal rights.

Disclaimer: The answer is intended to be for informational purposes only. It should not be relied on as legal advice, nor construed as a form of attorney-client relationship.

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