Question

Who pays my medical bills if I am injured in an accident in New York?

Sponsored Answer
Stephan H. Peskin - Personal Injury - General - Super Lawyers

Answered by: Stephan H. Peskin

Located in New York, NYTolmage, Peskin, Harris, Falick

New York, NY
Phone: 877-371-2509
Fax: 212-608-4959

View Profile
Answer

If you are injured in an auto (truck, bus) accident in New York, you may be covered by "no-fault" insurance.  If you are a driver and are involved in an accident with another vehicle, your medical bills will be paid by YOUR auto insurance company regardless of who is at fault. This is called no-fault insurance.

If you are a passenger in a vehicle, you, too, are covered by the no-fault insurance policy for the vehicle that you are a passenger in, regardless of who is at fault.

If you are a pedestrian, your medical bills will be covered by the no-fault insurance of the vehicle that struck you. Generally, the minimum no-fault insurance coverage will pay up to $50,000 for medical expenses, lost wages and certain other out-of-pocket expenses. Additional insurance may have been purchased, which will increase that amount. No-fault auto insurance is a very complex area of the law and you need the help of an experienced New York auto accident attorney to process the claim.  There is a very short window of time in which to file a claim, so act quickly.

If you are injured in an accidental fall, the only source to pay your medical costs would be your health insurance or public assistance.

If you are injured in the course of your employment, your medical bills will be paid for by your employer's workers' compensation insurance carrier.

Before you file a claim for payment of medicals bills as a result of an accident, consult with an attorney.

If you have been injured in a car accident, contact a personal injury attorney, today, to discuss your legal rights.

Disclaimer: The answer is intended to be for informational purposes only. It should not be relied on as legal advice, nor construed as a form of attorney-client relationship.

Other Answers By Stephan H. Peskin

Photo of Stephan H. Peskin

How can I sue the city or state of New York?

The concept of "sovereign immunity" prevents the city and state of New York from being sued UNLESS they consent. Consent is easily …

Sponsored answer by Stephan H. Peskin

Photo of Stephan H. Peskin

Can I sue my landlord in New York for injuries inside the building?

In some cases, yes, whether you are the tenant or a guest of a tenant. In general, a landlord must keep the building in good repair and prevent a …

Sponsored answer by Stephan H. Peskin

Other Answers About Motor Vehicle Accidents

Photo of Paul W. Steele, III

After an accident, when is it appropriate to speak with the insurance company in Ohio?

The aftermath of a motor vehicle accident can be a disorienting time. As you take measure to begin putting your life back on track, and navigating …

Sponsored answer by Paul W. Steele, III

Photo of Michael J. Epstein

What Are My First Steps After A Car Accident In New Jersey?

Nobody expects to be in a motor vehicle accident. The moments following a crash can be confusing, disorienting and stressful. It is likely that your …

Sponsored answer by Michael J. Epstein

Photo of Russell D. Nicolet

How can I find the best car accidents lawyer in Wisconsin?

After you receive initial treatment for your injuries and take a moment to exhale after a car accident, it’s time to think about how you are …

Sponsored answer by Russell D. Nicolet

Call Me
877-371-2509

To: Stephan H. Peskin

Super Lawyers: Potential Client Inquiry

Disclaimer »
Privacy Policy »
*Required fields
Page Generated: 1.0055980682373 sec