Question

Who is responsible for my medical bills after an Ohio car crash?

Sponsored Answer
David E. Nager - Workers' Compensation - Super Lawyers

Answered by: David E. Nager

Located in Euclid, OHNager, Romaine & Schneiberg Co., L.P.A.

Euclid, OH
Phone: 800-743-2797
Fax: 216-289-4743

View Profile
Answer

Who pays for medical bills after a car accident is a question without a single right answer. Ohio is an at-fault state when it comes to car insurance, which means that the driver responsible for the collision can be asked to pay for property damages and physical injuries, including those that result in substantial medical bills. If their insurance cannot cover the entire claim, the driver is legally responsible for paying the amount left over.

It is also legal for you to make a claim with your own insurance provider first for damages, and then approach the at-fault driver’s insurer once your policy limits have been exhausted. In either case, be aware that insurance companies are for-profit enterprises and rarely make offers for settlements that meet your medical or other needs.

An experienced personal injury attorney can communicate with the insurance companies and review the evidence of your medical expenses to ensure your settlement, if it is successfully negotiated, will pay all of your medical bills, both current and ongoing as it relates to your injuries. They will work with other professionals to accurately assess the severity of your injuries, the maximum medical improvement you can expect to experience after treatment, and what kind of ongoing care needs you will have to maintain your quality of life as it was before the accident. Some of the ongoing care needs for serious or catastrophic injuries could include: 

  • Surgical procedures
  • Psychotherapy to deal with mental health issues caused by the accident and your injuries
  • Physical, speech or occupational therapy
  • Vocational rehabilitation
  • Home/visiting nurse care
  • Respite care for family caregivers 

If you are not able to reach a settlement with the insurance companies, your personal injury lawyer can help prepare your case for court, in the form of a civil lawsuit. Ohio allows the injured party in a car accident to ask for economic losses such as medical bills and lost wages. You can also ask for noneconomic losses such as pain and suffering, or emotional distress. The state imposes a limit on noneconomic loss claims that is $250,000 or three times the amount of economic loss claims.

Medical bills from a car accident can pile up quickly. Personal injury attorneys can analyze your situation and provide advice on the best strategies for recovering compensation that can keep you out of overwhelming medical debt.

Disclaimer: The answer is intended to be for informational purposes only. It should not be relied on as legal advice, nor construed as a form of attorney-client relationship.

Other Answers By David E. Nager

Photo of David E. Nager

What birth injuries can result from umbilical cord problems at an Ohio hospital?

The umbilical cord is the crucial lifeline providing oxygen and nutrients from the mother to the fetus. Without it, the fetus would not survive …

Sponsored answer by David E. Nager

Photo of David E. Nager

What happens if my Ohio workers’ compensation claim is challenged?

Although all employers in the state with one or more employees must provide some form of workers’ compensation coverage, few are overjoyed at …

Sponsored answer by David E. Nager

Other Answers About Personal Injury - Plaintiff

Photo of Matthew N. Posgay

What kinds of compensation can injury victims get in Florida?

After an accident in Florida, a victim and his or her family can seek several types of compensation to make up for pain and suffering, lost wages and …

Sponsored answer by Matthew N. Posgay

Photo of Russell D. Nicolet

How Can I Find The Best Personal Injury Lawyer In Wisconsin?

The unthinkable has happened: you or a loved one has been seriously injured. You’re thankful to be alive but now face a pile of medical bills, …

Sponsored answer by Russell D. Nicolet

Photo of N. Jeffrey Blankenship

What Types Of Compensation Can I Recover For My Auto Accident In Kentucky?

Troubles escalate if you are seriously hurt or someone dies in an auto accident. They happen suddenly, with little or no warning. After the …

Sponsored answer by N. Jeffrey Blankenship

Call Me
800-743-2797

To: David E. Nager

Super Lawyers: Potential Client Inquiry

Disclaimer »
Privacy Policy »
*Required fields
Page Generated: 0.58794498443604 sec